Terms and Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Meridian Business Group ("Company," "we," "us," or "our") concerning your access to and use of the your-domain.com website and any related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you do not have permission to access the Services.

2. Definitions

• "User," "you," "your" refers to the individual or entity accessing our Services.
• "Content" means text, images, graphics, data, or other materials displayed on the Services.
• "Account" refers to any user registration or profile created to access certain features.
• "Services" encompasses all features, functionality, and content provided through our website.

3. User Eligibility

By using our Services, you represent and warrant that:

• You are at least 18 years of age or the age of legal majority in your jurisdiction
• You have the legal capacity to enter into binding contracts
• You are not prohibited from accessing the Services under applicable laws
• All information you provide is accurate, current, and complete

4. User Accounts and Registration

Certain features may require account registration. When creating an account:

• You must provide accurate and complete information
• You are responsible for maintaining account confidentiality
• You are responsible for all activities under your account
• You must notify us immediately of any unauthorized access
• You may not transfer your account to another party

We reserve the right to suspend or terminate accounts that violate these Terms or appear fraudulent.

5. Intellectual Property Rights

5.1 Our Property

The Services and all Content, including but not limited to text, graphics, logos, images, software, and compilation thereof, are the exclusive property of Meridian Business Group or our licensors and are protected by international copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal or business purposes in accordance with these Terms. This license does not include:

• Resale or commercial use of the Services or Content
• Modification, reproduction, or derivative works
• Data mining, scraping, or automated collection
• Removal of copyright or proprietary notices

5.3 Trademarks

"Meridian Business Group" and associated logos are trademarks of our company. Unauthorized use of our trademarks is strictly prohibited.

6. Prohibited Uses

You agree not to use the Services to:

• Violate any applicable laws, regulations, or third-party rights
• Transmit harmful code, viruses, or malicious software
• Engage in fraudulent, deceptive, or misleading activities
• Harass, abuse, or harm other users
• Impersonate any person or entity
• Interfere with or disrupt the Services or servers
• Attempt unauthorized access to any systems or data
• Collect user information without consent
• Use automated systems (bots, scripts) without permission
• Post or transmit spam or unsolicited communications
• Infringe upon intellectual property rights
• Engage in any illegal or unethical activities

7. User-Generated Content

If you submit, post, or transmit any content through our Services ("User Content"), you:

• Retain ownership of your User Content
• Grant us a worldwide, royalty-free license to use, display, and distribute such content in connection with the Services
• Represent that you have all necessary rights to the User Content
• Acknowledge that User Content may be visible to other users

We reserve the right to remove any User Content that violates these Terms or is otherwise objectionable.

8. Disclaimers and Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy, reliability, or availability
• Warranties that the Services will be uninterrupted or error-free
• Warranties regarding security or freedom from harmful components

We do not warrant that the Services will meet your requirements or that any defects will be corrected. Your use of the Services is at your sole risk.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MERIDIAN BUSINESS GROUP AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Service interruptions or system failures
• Unauthorized access to or alteration of your transmissions or data
• Third-party conduct or content on the Services

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR ONE HUNDRED EUROS (€100), WHICHEVER IS GREATER.

Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability. In such cases, our liability will be limited to the maximum extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Meridian Business Group and its affiliates, officers, directors, employees, agents, and licensors from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:

• Your use or misuse of the Services
• Your violation of these Terms
• Your violation of any rights of third parties
• Your User Content or conduct

11. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by Meridian Business Group. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party sites.

We strongly advise you to review the terms and privacy policies of any third-party sites you visit. Your interactions with third parties are solely between you and such third parties.

12. Modifications to Services and Terms

12.1 Service Modifications

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance.

12.2 Terms Updates

We may update these Terms periodically. The "Last Updated" date at the top of this page indicates when the Terms were last revised. Continued use of the Services after changes constitutes acceptance of the modified Terms.

For material changes, we will provide reasonable notice through the Services or via email. We encourage you to review these Terms regularly.

13. Termination

13.1 Termination by You

You may terminate your account at any time by discontinuing use of the Services and, if applicable, deleting your account through the appropriate interface.

13.2 Termination by Us

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms
• Fraudulent or illegal activity
• Requests by law enforcement or government agencies
• Unexpected technical or security issues
• Extended periods of inactivity

13.3 Effect of Termination

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of Croatia, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Croatia, and you hereby consent to the personal jurisdiction and venue of such courts.

If you are a consumer resident in the European Union, you retain protection under mandatory consumer protection laws of your country of residence.

15. Dispute Resolution

15.1 Informal Resolution

In the event of any dispute, controversy, or claim arising out of or relating to these Terms, you agree to first contact us at [email protected] to attempt to resolve the matter informally. We commit to working with you in good faith to resolve disputes amicably.

15.2 Mediation

If informal resolution fails within thirty (30) days, either party may initiate mediation through a mutually agreed mediator in Croatia. The costs of mediation shall be shared equally.

15.3 Arbitration

If mediation is unsuccessful, disputes shall be resolved through binding arbitration in accordance with Croatian arbitration rules. The arbitration shall be conducted in English or Croatian, at the claimant's option, in Croatia.

15.4 Class Action Waiver

You agree that any proceedings to resolve disputes will be conducted on an individual basis and not as a class, consolidated, or representative action.

16. European Union Consumer Rights

If you are a consumer located in the European Union, you have certain rights under EU law, including:

• The right to cancel certain contracts within 14 days without giving any reason (cooling-off period)
• The right to clear and transparent information about services
• Protection against unfair contract terms
• Access to alternative dispute resolution mechanisms

For online dispute resolution, the European Commission provides a platform accessible at: https://ec.europa.eu/consumers/odr

17. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to our data practices as described in the Privacy Policy.

We comply with the General Data Protection Regulation (GDPR) and Croatian data protection laws. For more information, please review our Privacy Policy.

18. Electronic Communications

By using our Services, you consent to receive electronic communications from us, including emails, notifications, and postings on the Services. These electronic communications may include notices about your account, transactional information, and marketing materials.

You agree that all agreements, notices, disclosures, and other communications that we provide electronically satisfy any legal requirement that such communications be in writing. You may opt out of promotional communications as described in such messages.

19. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

20. Severability and Waiver

20.1 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. Invalid provisions shall be modified to the minimum extent necessary to make them valid and enforceable.

20.2 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.

21. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Services, constitute the entire agreement between you and Meridian Business Group concerning the Services and supersede all prior or contemporaneous agreements, communications, and proposals, whether oral or written.

22. Assignment

You may not assign or transfer these Terms or your rights hereunder, in whole or in part, without our prior written consent. We may assign these Terms at any time without notice or consent. Any attempted assignment in violation of this section shall be void.

23. Contact Information

If you have questions, concerns, or complaints about these Terms, please contact us:

We aim to respond to all inquiries within 5 business days.

24. Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE SERVICES.